It is feasible to purchase a car without the need for a driver’s license, but you might also run into problems with insurance and registration afterward. Here’s everything you need to know if you’re considering buying a car but do not have a driver’s license.
Why Do You Need to Purchase a Car If You Don’t Have a Driver’s License?
Without even a driver’s license, you can’t technically drive a vehicle, so why would you like to make a purchase? There seem to be several causes for this, including:
- You’re purchasing the vehicle as a present for someone else.
- You’re learning how to drive but haven’t yet completed the requirements for a full driver’s license.
- You employ a chauffeur to take you around.
- You’re buying a car for a youngster who won’t be able to acquire a loan for it lawfully.
- You’re handicapped and require transportation for your caregivers.
- You want to buy a classic car but won’t be driving it.
- You operate a company and require an automobile for your staff to use.
Whatever your purpose for buying a car, it’s critical to be aware of the various stumbling blocks you can encounter.
Is it Legal to Purchase a Car Without the need for a Driver’s License?
No law in the United States needs you to get a driver’s license to purchase an automobile. However, there seem to be aspects following the initial purchase that may be difficult for somebody who does not have a license.
Insurance
If someone does not have a driver’s license, getting car insurance might be complex and costly. Traditional insurance companies might still stop covering you. Unless you can obtain insurance, you’ll almost certainly pay more because insurers consider unlicensed drivers to be riskier than licensed drivers. Consider dealing with an individual insurance provider who can provide rates from numerous insurances and also has a clear grasp of which firms would cover unlicensed drivers. It’ll save you time.
You can also appoint a co-owner during purchase, and they will be able to apply for insurance for the car. Lastly, you can choose another close relative with a driver’s license as the main driver.
Financing
To acquire a vehicle loan, you wouldn’t necessarily need a driver’s license. Notwithstanding, on the off chance that you don’t get one more type of recognizable proof, the bank might dismiss your solicitation since you will not have the option to affirm your character. Obtaining a state picture Id, where you can show it to potential lenders, is a simple solution to this problem.
Registration
To buy the car, you may require a driver’s license, based on where you live. You may be able to do it with yet another picture verification in some situations but double-check your state’s rules before beginning the vehicle process. Of course, if you live in an area that requires a driver’s license and have a licensed co-owner, they can use their license to license the car.
What are the alternatives to Buying a Car When You Don’t Have a License?
There is an assortment of justifications for why somebody may be without a driver’s permit. Here are a few potential options for buying the car, based on your scenario:
- Ride-share services: If you only need to move around occasionally, consider using a ridesharing service such as Uber or Lyft to get somewhere.
- Public transit: Depending on the quality of public transit in your city, this may be a fantastic, as well as a less expensive, choice. If you reside in a rural or urban location, though, this option may not even be available.
- Bicycle: Riding a motorcycle is another option for getting to your destination.
- Obtain a permit: If you intend to drive that car at all, you must have a valid driver’s license. Even if you don’t, earning your license can help you solve most of the problems, particularly if none of the other options listed are available to you.
Conclusion
While purchasing an automobile without even a driver’s license is allowed, it is far more complicated than purchasing one with a valid driver’s license. If you’re learning to drive and want to purchase a car, you should wait until you acquire your license before doing so. If you do not intend to drive solo, the data supplied above will assist you in determining how to proceed. Purchasing a car without even a driver’s license is rather simple if you have your insurance in order. You will not need to pay any extra expenses on your vehicle credit, which makes it handier. It’s smart to put aside a huge installment to diminish your regularly scheduled installments. This alleviates the financial strain caused by high premiums. It seems self-evident – if you need a license to drive a car, shouldn’t you also need it to get one? Putting aside the fact, the response is no. You would not need a license to buy or insure an automobile, even if it’s a new car from a showroom.